Insurance for all your needs
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Do it yourself Menu
Note: This engine searches several carriers in your area, however, we can shop deeper if you can’t find the insurance you’re looking for.
Our do it yourself menu provides 24/7 access to running your own quotes. When you are finished, an agent will review with you and prepare for binding. It’s that simple. Products available only in states licensed.
Property & Casualty Licensed States
Life & Health Licensed States
Personal Lines
Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI
Life Insurance
Licensed in FL, NJ, WA, OR, MT, ID, ND, SD, TX, TN, SC, IA
Commercial Auto
Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI
Surety Bonds
Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI
Personal Lines consumers can take advantage of not filling out forms on our site with Canopy Connect. The easy way for you to communicate your current insurance limits and information. Scan the QR code or simply click on it to go directly to Canopy. Just log in and that's it.
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Get a flood quote in 3 simple steps!
1. Enter the Zip and Email
2. Add some detail about your property
3. Set the level of coverage
Personal and Commercial Insurance.
We are 100% Dedicated to Finding The Best Coverage for you!
Personal Insurance
Protecting your Auto & Home, Rental and Manufactured Homes, Mortgages, Life as well as your toys. RV’s, Boats, ATV’s, Snowmobiles.
Special Event Insurance
Insurance for Weddings, Concerts, Trade Shows, Food and Retail Vendors, Film Shoots, and about any other event possible.
Commercial Insurance
Commercial Vehicles, General Liability, Inland Marine, Excess & Umbrella, Small Businesses and Contractors.
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We take a consultative approach to your Personal and Commercial Insurance
First we talk
We'll ask some basic questions to get us started or you can fill it out online. No pressure, just a short conversation. You get personal guidance all the way.
Then we go to work
Once we have a good idea what you need we will begin to shop the market for you. We are working for you to find the best coverage and rates.
We Partner with you
When we find a great match for you, we become your advocate and partner. Unlike online services, we work personally with you.
Our Friends say
Work with someone you can trust. Bob Carruth fits that role perfectly.
Sincere, service minded, motivated and friendly!
Bob is a great man with impeccable integrity.
Very trustworthy and dependable.
Bob’s great! A wealth of knowledge, a heck of a guy, and most importantly trustworthy.
Great people run a great agency!
Over 30 years of experience working with top business professionals. We now we apply that experience to our insurance customers.
Access to several Personal and Commercial markets to serve your needs.
Hi, my name is Bob and I’m here to help you with your insurance needs.
Our specialty is Personal and Commercial Insurance services and my goal is to help you, not to oversell you. You won’t hear a lot of fancy sales talk, just questions to better understand your needs.
We may not have the right product 100% of the time, but we will do our best to find the best fit. We are not captive which means we can look for insurance products through a variety of carriers and find the lowest cost and best coverage. We will do our best to guide you along the way.
Give me a call, text or email me. Set up an appointment here.
Robert (Bob) Carruth
Co-Owner/Broker
We Serve the following states.
- Offices
- Sarasota, Florida
- Bismarck, North Dakota
- New York
- New Jersey
- California
- Oregon
- Washington
- Idaho
- South Dakota
- Montana
- Texas
- South Carolina
- Iowa
- Wisconsin
Bismarck Insurance – Lakewood Ranch Insurance – Florida, North Dakota, New York, New Jersey, California, Oregon, Idaho, Washington, Personal and Commercial Insurance.
