Do it yourself Menu

Note: This engine searches several carriers in your area, however, we can shop deeper if you can’t find the insurance you’re looking for.

Our do it yourself menu provides 24/7 access to running your own quotes. When you are finished, an agent will review with you and prepare for binding. It’s that simple. Products available only in states licensed. 

Property & Casualty Licensed States

Life & Health Licensed States

Personal Lines

Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI

Life Insurance

Licensed in FL, NJ, WA, OR, MT, ID, ND, SD, TX, TN, SC, IA

Identity Theft

Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI

Commercial Auto

Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI

Surety Bonds

Licensed in FL, NJ, NY, CA, WA, OR, MT, ID, ND, SD and WI

Personal Lines consumers can take advantage of not filling out forms on our site with Canopy Connect. The easy way for you to communicate your current  insurance limits and information. Scan the QR code or simply click on it to go directly to Canopy. Just log in and that's it. 

Insurance can be


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Get a flood quote in 3 simple steps!

1. Enter the Zip and Email
2. Add some detail about your property
3. Set the level of coverage

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Personal and Commercial Insurance.
We are 100% Dedicated to Finding The Best Coverage for you!

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Personal Insurance

Protecting your Auto & Home, Rental and Manufactured Homes, Mortgages, Life as well as your toys. RV’s, Boats, ATV’s, Snowmobiles.

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Special Event Insurance

Insurance for Weddings, Concerts, Trade Shows, Food and Retail Vendors,  Film Shoots, and about any other event possible. 

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Commercial Insurance

Commercial Vehicles, General Liability, Inland Marine, Excess & Umbrella, Small Businesses and Contractors.

We take a consultative approach to your Personal and Commercial Insurance

First we talk

We'll ask some basic questions to get us started or you can fill it out online. No pressure, just a short conversation. You get personal guidance all the way.

Then we go to work

Once we have a good idea what you need we will begin to shop the market for you. We are working for you to find the best coverage and rates.

We Partner with you

When we find a great match for you, we become your advocate and partner. Unlike online services, we work personally with you.

Our Friends say

Over 30 years of experience working with top business professionals. We now we apply that experience to our insurance customers. 

Access to several Personal and Commercial markets to serve your needs.

Hi, my name is Bob and I’m here to help you with your insurance needs.

Our specialty is Personal and Commercial Insurance services and my goal is to help you, not to oversell you. You won’t hear a lot of fancy sales talk, just questions to better understand your needs. 

We may not have the right product 100% of the time, but we will do our best to find the best fit.  We are not captive which means we can look for insurance products through a variety of carriers and find the lowest cost and best coverage. We will do our best to guide you along the way.

Give me a call, text or email me. Set up an appointment here.

This is a photo of the agent, Robert Carruth.

Robert (Bob) Carruth


We Serve the following states.

Bismarck Insurance – Lakewood Ranch Insurance – Florida, North Dakota, New York, New Jersey, California, Oregon, Idaho, Washington, Personal and Commercial Insurance.

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