Blue Paddle Insurance offers a national Workers’ Compensation Program covering board members, committee members and volunteers. For 10 years, this program has been a stand-out in the industry. Competitive premiums, the highest commissions, direct bill, auto renewal and a single question email audit to the agent, make our program the best in the industry. The program is available for nonprofit habitational community associations including: Homeowners Associations (HOAs), Condominium Associations (COAs), Townhome Associations, Mobile Home Parks, and Planned Unit Developments (PUDs).

Some associations have purchased a volunteer accident policy, commonly called Accident & Health (A&H) or Accidental Death & Dismemberment (AD&D). These A&H or AD&D policies are typically very limited in the protection provided. By including our no-cost volunteer endorsement, our product covers all out-of-pocket expenses for the injury and pays for all medically necessary expenses, including physical rehabilitation, that are a direct result of the injury sustained on the job.

Workers’ Compensation – Payroll

We represent Workers’ Compensation programs dedicated to Community Associations with employees, and includes coverage for Board members and Volunteers.

Directors & Officers

Our Community Association Directors and Officers with Employment Liability Insurance Program (D&O with EPLI) covers both the associations and their community management company.

Crime

A Crime program is to protect your customers. Crime is also referred to as Employee Dishonesty or a Fidelity Bond. The Crime coverage protects the insured against theft of money, securities, or other property by an employee or property manager.