Lumber prices and Insurance

Due to the rising cost of lumber and other homebuilding materials, there are people all over the country with homeowners policies that no longer would come anywhere close to being able to rebuild their home in the case of a fire or other severe damage. Take a moment and review your current policy to make sure you have Guaranteed Replacement Cost because unless you do, you could be in a world of hurt if you don’t have enough coverage. If you’re not sure, give me a call and we can go over it together.